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Terms & Conditions

A legal disclaimer

Last Updated: May 2026

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Welcome to Cap the debt UK ("the Campaign"). By accessing or using this website, you agree to comply with and be bound by the following simple terms and conditions. If you do not agree with any part of these terms, please do not use our website.

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1. No Financial or Legal Advice

All content provided on this website (including articles, videos, template letters, and campaign materials) is for general educational and awareness purposes only.

  • The Campaign does not provide formal debt advice, financial advice, or legal counsel.

  • If you are facing financial difficulties or legal action from creditors, you should seek independent, qualified advice from registered UK debt charities (such as StepChange or National Debtline) or a legal professional. The Campaign holds no liability for actions taken based on our content.

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2. Intellectual Property

Unless otherwise stated, all original text, logos, graphics, and video content on this website are the intellectual property of Cap the debt UK.

  • You are highly encouraged to share our content, links, and videos to raise awareness for the cause.

  • However, you may not modify our content or use it for any commercial or profitable purposes without explicit written permission.

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3. Use of Campaign Templates (MP Letters)

We provide a free letter template to help you contact your local MP. While we strive to ensure our templates are accurate and legally sound, they are used entirely at your own risk. Cap the debt UK accepts no responsibility for how an MP handles your correspondence, or any outcomes resulting from your decision to lobby your representative.

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4. Website Downtime & Errors

We try to keep this website accurate, secure, and running smoothly. However, as a grassroots campaign run by an individual, we cannot guarantee that the site will always be free from minor technical errors, downtime, or temporary bugs.

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5. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the United Kingdom.

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6. Contact Us

If you have any questions regarding these Terms & Conditions, please contact us at using the Contact Us page.

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